If you are employed or self employed and as result of your accident you have to take time of work, to recover or because you were without a vehicle which was used as part of your profession and do not receive full pay you can claim your lost earnings. The only criteria’s are that your medical evidence will need to substantiate your claim along with documented evidence, as to what you would or could have earned had you been fully fit to carry your usual duties, or in the case of causation due to vehicle damage the engineers findings will support this fact.

ROAD TRAFFIC ACCIDENT

If you have been injured in a Road Traffic Accident (RTA) as any of the following:-

• Driver
• Passenger
• Rider
• Pillion
• Pedestrian

Then you may have a claim to compensation.

All drivers are legally bound to have at least Third Party Insurance Cover. This means that the Third Party Insurers will settle any reasonable costs outlaid by you the victim as a result of any vehicle collision.

Should you be unfortunate enough to be involved in an accident with an uninsured driver or a driver who fails to stop and exchange details at the scene of the accident, DON’T despair all is not lost. We can still pursue a claim for you, to recover all typical heads of claim.

Passengers

Regardless as to where you are, who you are travelling with or circumstances of any accident you are involved in. if you were a passenger you have a legit claim if not from the third party but the owner/driver of the motoring vehicle, motor bike, train, aircraft, boat you were travelling in or upon. It does not matter if your driver is a relation to you or a person whose service you are using to commute by. Don’t delay claim today.

Other Accidents

Many accidents occur within the work place, statistical evidence suggests that 48% of minor injuries happen during the course of employee’s duties or at least on Company Property. Employees are usually intimidated into bringing a claim against their employers, for the fear of any repercussions. All employers are obliged by law to have Employer’s Liability insurance, which covers them if an employee is injured in the workplace. Therefore the general fears of any employee are groundless. Action can be taken against an Employer who discriminates against employees simply because they are pursuing a legitimate claim for accident injuries against the firm.

Your accident MUST be noted in the firm’s accident record book (required by law if the firm has more than 10 employees) If there is no record book, or no one has made a note of the incident you should advise your employer in writing of the full circumstances of the accident and the injuries you have suffered. The question still remains CAN I CLAIM? You will have to prove that your employer has caused the injury by his failure to take a reasonable care to prevent injury to you – his employee. This means the firm must provide: -

• A safe environment in which to work
• Safe procedures for you to carry out your work
• Suitable materials and equipment, plus training and supervision in how to use them

There is a growing body of laws with which employers must comply or risk both criminal and civil prosecution. Do not be afraid of claiming against your employer in the event of an accident, it is undoubtedly the responsibility of your employer to ensure your safety at work.